Service businesses typically aim to provide support to customers in a direct and custom approach for example in a consulting business, a client has a need , you are brought in to evaluate that need, you ask all the relevant questions and make recommendations to address the issues. You repeat this same process for subsequent …
How to Scale any Business – productize a service business Read More »
More than anything, this is a not to myself, I often find myself bugged down by the details of a transaction, especially the bills and the pennies. This is not to say that being detail oriented is not important, but a major risk is the inability to act. When you are focused how you can …
It has now been 5 years since you purchased your home, congratulations it’s time to renew your mortgage. This is the reality for the majority of Canadian homeowners. You start out with a 25 year mortgage with a 5 year variable or fixed interest rate. There are many aspects of home ownership that can truly …
Does the idea of a budget of budgeting seem so unappealing , unattainable, or too complex? That may be because you are looking at it wrong or maybe just overthinking it. What it is not: it is not saving, it is not tracking, it is not monitoring. It is in fact a method for allocation …
Can you really live mortgage free by buying and moving into a tiny house? Well, that is the question of the day, and one that I have also wondered about. Type “how to live mortgage free” on google or youtube and you will find a plethora of testimonials from tiny house owners. Disclaimer: I am …
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I stumbled on a video of a talk by Rachel Rodgers titled, “why you are not a millionaire yet” and my ear perked up because in fact I was not a millionaire yet and maybe all the answers lied in the next 18 mins of this video. So here is what I learnt You think …
– Do not buy too much house; and if you have, consider downsizing – Automated Overpayments – Refinance to a lower interest rate – Swap expenses: Cut recurring expenses and reassign to your mortgage as overpayment – …
Here’s a typical situation for working individuals. You feel really broke, then persevere until the next payday – which could either be monthly or biweekly. Paycheck hits the account, and you have to pay your rent, stock up on food, pay some debts you have, have a little fun, and voila! there is nothing left… …
You have heard the advice, invest your money, save your money, buy property, buy crypto, buy gold, buy stocks… But you are thinking “ I don’t have any money, where should I even start? The simple answer is regardless of which of these appeal to you, it isnt likely that you will be able to …